Bitspark / Zephyr

A Real Blockchain Solution for Remittance Industry Stakeholde rs - 180+ Pegged Cryptocurrencies, Bank Free, for Everyone. 

Bitspark was founded in Hong Kong 2014 & was the world’s first cash in cash out blockchain remittance platform. Since then the team has brought its services to seven countries including Hong Kong, Malaysia, Indonesia, Philippines, Vietnam, Nigeria, Ghana and Pakistan. In early 2017, Bitspark launched Sendy, a mobile app for users to connect to Bitspark’s remittance network and gain access to over 350k+ locations worldwide. 

Project Zephyr will enable MTOs and remittance customers to have access to 180+ fiat pegged cryptocurrencies through Bitspark’s existing mobile app Sendy (2017) and web platform (2014) which is switching to Bitshares. Participants of Project Zephyr will be rewarded for doing economically beneficial actions for Bitspark’s remittance network such as sending and receiving money, referrals, top ups and liquidating MTO balances with Zephyr Tokens. With every successful transaction on Bitspark’s network, 25% of the service fee will over time be used to buy back Zephyr Tokens from the market creating positive price pressure. 

Bitspark’s second product, Sendy, released in late 2016 is an Android App for individual senders and receivers. It acts as a fully functional mobile wallet that enables users to find a nearby Bitspark MTO, top up with a balance and send money from their phone. Sendy simplifies and speeds up customer transaction times for MTOs reducing an often 40 minute procedure to only 15 seconds. As well as enabling customers to send money from the comfort of their phones, Sendy empowers MTOs to remain relevant by advertising to mobile customers and fulfilling the essential role as the endpoints to get cash into and out of the financial system. 

https://bitspark.io

one pager: Zephyr Token

Whitepaper: 

Request.network

Payment architecture allowing for the request of payment initiated by the payee to the payer. Requests are recorded and settled on the Ethereum blockchain. The payee wallet initiates payment request and is delivered to the payer wallet.  Each wallet can have it's own preferred currency and exchange between currencies automatically happens in the background in case they are different.

Project Home Page: https://request.network/

Whitepaper: https://request.network/assets/pdf/whitepaper.pdf

This is of particular interest because of their use of existing building blocks in the ecosystem as part of their architecture and solution.  Read about details of their Identity, Exchange, and Governance models on their blog post here:  https://blog.request.network/blockchain-bricks-request-is-built-upon-0x-civic-and-aragon-3aaf68390221

Civic :: for Identity

0x :: for exchanging the currency at time of payment

Aragon :: Protocol governance framework